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Jessica Bernstein

Jessica Bernstein

Loan Officer

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Q&A with Jessica Bernstein

What made you decide to be a BankSouth Loan Officer?

I took the leap into the mortgage industry immediately after the housing market crash of 2009. Drawn by the desire to help people accomplish their goals of home ownership, I figured the market could only go up from there… and it sure did!

What accomplishments you’re most proud of?

I am most proud of establishing long standing relationships with real estate agents and clients and increasing my sales volume year after year.

What makes you different than others in your profession?

By employing a hands-on approach, open communication, customer service excellence, and efficiency, I believe in treating every client like they’re my only client. At the end of each transaction, I want everyone to feel knowledgeable and confident in their financing and decision-making.

What do you enjoy doing on weekends?

I enjoy walking my Goldendoodles, Scout and Wallace, playing tennis, and trying new restaurants in Atlanta with my husband, Joe.

Bio of Jessica Bernstein

Jessica has been in the mortgage industry for 14 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Her consistent communication and diligence lay the foundation for a phenomenal customer experience. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jessica Bernstein

4.96
Ratings
326
Total Reviews
Powered by Experience.com
A
Alexa S G
Sandy Springs - GA
Posted on February 26, 2024
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica was extremely responsive and had a wealth of knowledge to share. I highly recommend working with her!
L
Lee P G
Sandy Springs - GA
Posted on February 26, 2024
5.0
for Jessica Jakulski Bernstein
verified-review
Great work!
M
Meghan A G
ATLANTA - GA
Posted on February 17, 2024
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica has been nothing short of a delight to work with 2x in a row!
R
Roblyn B J
DALLAS - TX
Posted on February 3, 2024
5.0
for Jessica Jakulski Bernstein
verified-review
great work jessica!
L
Lindsay L
EATONTON - GA
Posted on January 4, 2024
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica made the process simple and was always available when I had any questions! A lot goes into buying a house and she made it less stressful!
Reply from Jessica Jakulski Bernstein
Thank you so much, Lindsay! I enjoyed working with you!
C
Conner S
WOODSTOCK - GA
Posted on December 22, 2023
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica was great. She was very easy to communicate with and listened to any concerns we had about the buying process.
E
Eric T
ATLANTA - GA
Posted on December 17, 2023
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica was a pleasure to work with. Very knowledgeable and responsive.
Reply from Jessica Jakulski Bernstein
Thanks Eric! I enjoyed working with you!
P
Paula H
MARIETTA - GA
Posted on December 10, 2023
5.0
for Jessica Jakulski Bernstein
verified-review
Very easy to work with
Reply from Jessica Jakulski Bernstein
Thank you, Paula! Congratulations on your new home!
J
Jaron N
ATLANTA - GA
Posted on December 5, 2023
5.0
for Jessica Jakulski Bernstein
verified-review
This was our first time buying a house and Jessica did an awesome job walking us through the lending process. She was responsive, knowledgeable and happy to answer any questions we had. We would recommend Jessica to anyone looking for a great lender.
Reply from Jessica Jakulski Bernstein
Thank you so much, Jaron! You guys made the process so fun and easy. Enjoy your new home!
J
James W
ATLANTA - GA
Posted on November 28, 2023
5.0
for Jessica Jakulski Bernstein
verified-review
Jessica was fantastic through the whole process.
Reply from Jessica Jakulski Bernstein
Thank you! Enjoy your new home! Thanks for working with my team!

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