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34 search results for: members

1

Kelli Fowler

Kelli moved to Georgia in 1994 after graduating from college and has since made Lake Oconee home, with her husband, Jerry. Kelli has more than 18 years of mortgage experience and prides herself on her commitment to providing exceptional service throughout the lending process. She is an affiliate member of the Lake Country Board of […]

2

5 VA Loan Questions Answered

November is National Military Family month, and it also includes Veterans Day on Friday, November 10, 2023. One of the many benefits the US Government provides to past and present members of our armed forces, and qualifying surviving spouses, is backing their home loans. A VA loan is a mortgage product offered by many private […]

3

Utilizing the VA Renovation Loan

Are you a veteran, an active-duty service member, or a surviving spouse looking to buy a home that needs a little TLC? Or perhaps you’re a current homeowner who wants to make some updates to your property to increase its value and improve your quality of life. Whatever your situation may be, the VA renovation […]

4

Davis Clark

Davis Clark, a seasoned mortgage professional, embarked on his career journey after earning a Bachelor’s Degree in Environmental Economics & Management from the University of Georgia. With nine years of experience in the mortgage industry, primarily within the state of Georgia, Davis has honed his skills and expertise to serve clients effectively. His dedication to […]

5

Kristy Ragsdale

Kristy is an Atlanta native and a licensed mortgage loan originator who specializes in new construction. As a mortgage specialist, Kristy is dedicated to providing the most exceptional customer service available for both seasoned and first-time homebuyers. She has over 20 years of experience in assisting buyers in achieving the American dream of home ownership. […]

6

Nikki Rodgers

Nikki Rodgers is a Valdosta native who holds a BBA in Accounting and Finance from VSU and is a graduate of the Paul W. Barrett Jr. Graduate School of Banking. Nikki particularly enjoys the personal aspect of helping customers reach their goals, whether that is home ownership or restructuring their mortgage to meet their financial […]

7

Joy Brown

Joy Brown has worked in the mortgage industry for 38 years. She began her career in 1980 as a processor and worked her way up thru processing to underwriting, and has been a loan officer since 2001. This wide range of experience makes her a true mortgage expert. Joy continues to be a top producer […]

8

Keith Spain

Customer service, enthusiasm, and follow-up are the words that come to mind when clients and partners are asked about Keith Spain. Since his career began in 1998, he has built a strong reputation in both the real estate and mortgage industry. Throughout his career, Spain has represented some of the nations largest financial institutions, including […]

9

Jennifer McCranie

Jennifer McCranie is married to Daniel and has four boys. Born and raised in Georgia, she grew up in Social Circle. She moved to Valdosta in 2016, and is a current senior at VSU working on her BBA in Business Management. With over nine years of experience, her goal in mortgages is to provide exceptional […]

10

Clinton Rice

Clinton has been in the mortgage business for 10+ years. His vast knowledge of the mortgage industry allows him to put his expertise to work for you. In Clinton’s past role, as Business Development Specialist at BankSouth Mortgage, he has had the opportunity to learn and work alongside some of the most talented mortgage bankers, […]

11

Carla Estep

Carla moved to Richmond Hill in 2002 with her husband Don who is a retired Army Pilot. She is a current member of Savannah Homebuilders and Sales and Marketing Council. Carla previously served as the president of Sales and Marketing Council and on the Bryan County Board of Directors. Carla works closely with her customers […]

12

William Sartain

William is a Loan Officer with a wealth of experience in the real estate industry. He was born and raised in Atlanta, and attended The Lovett School and The University of Georgia, where he lettered in Baseball. After college, he worked in accounting for three years before transitioning to residential real estate. Since 2009, he […]

13

How Co-Signing Can Help You Become a Homeowner

We’ve all heard of the term co-signer, but what does it mean, and how can it serve you in purchasing a home? For the right situation, a co-signer can aid in securing a home loan for a purchaser so that he/she can move forward from renting and into home ownership. Here’s what you need to […]

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South GA Lending Team

The South Georgia Lending Team is unique because we strive to not only help our customers become homeowners, but also take the extra steps to help them become knowledgeable members of the local community.  We love our market because it is growing but still has that hometown feel. During the loan process and even after, […]

15

Understand the Variety of Mortgage Lenders & Brokers

There are hundreds of mortgage lenders on the Web that will prequalify and pre-approve you for a mortgage loan. Major categories of mortgage lenders include: Savings & loans. Also called thrift institutions, savings and loan associations (S&Ls) are the largest traditional lenders of residential home mortgages. A government cleanup of bad loans at S&Ls that ended in the 1990s left […]

16

Sue Ann Guthman

Sue Ann has worked in the mortgage industry since 1982 and has extensive experience in both purchases and refinancing existing mortgages. She is committed to serving each client with professionalism and strives to ensure her clients receive a mortgage that fits their lifestyle and financial needs. Sue Ann’s goal is to provide excellent customer service […]

17

Jenny Terrell

Jenny Terrell is an accomplished mortgage loan officer who made Athens home in 1996 by attending the University of Georgia and deciding she never wanted to leave.  Jenny holds a Bachelor of Arts degree from UGA.  Prior to her mortgage career, you might have heard Jenny’s voice as a morning radio host on the much-loved […]

19

Sharon Simons

Sharon Simons has been in the mortgage industry since 2008. She started her career in the building business where she gained valuable experience in new construction and investment property. Sharon also spend 15 years as a Realtor during which time she learned how important it is to keep buyers informed on each aspect of the […]

20

The Basics of Selling Your Home

Like buying a new home, selling your home can be an emotional and complex process. You can use a real estate agent to help or you can try to sell it yourself which is called an FSBO — For Sale By Owner — transaction. An FSBO transaction involves more of your personal time. You will have to […]

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What is Homestead Exemption?

How to Lower Property Taxes with Homestead Exemption If you have recently closed on a home in the past calendar year, you are able to take advantage of a homestead exemption. A homestead exemption exempts a portion or a flat dollar amount of your home’s value from your annual property tax bill. To qualify, the […]

22

Preston Laird

Introducing Preston, your seasoned mortgage loan officer, proudly serving Savannah, Georgia, and neighboring communities. With a robust 16-year banking career, Preston’s journey began in 2007, initially in retail banking at BB&T, followed by a tenure with The Coastal Bank of Savannah and as a Commercial Banker with Colony Bank. Later, he transitioned into mortgage origination […]

23

Shannon K. Bradshaw

As a loan officer at BankSouth Mortgage, Shannon Bradshaw places primary emphasis on service and communication with her customers. Maintaining a comprehensive knowledge of BankSouth Mortgage’s growing list of loan product offerings is crucial to providing that exceptional service. Shannon understands the importance of staying educated with the changing market, as well as working with […]

24

Ivan Ramirez

Meet Ivan Ramirez, your go-to bilingual Spanish-English mortgage loan officer based out of our Duluth, Georgia BankSouth Mortgage loan office. He is a dedicated father to two precious girls and a loving husband to Maria Ramirez for over 15 years. Together, their family cherishes simple moments – from enjoying an ice cream on a sunny […]

25

Laura Brown

Laura Brown, originally from Rome, Georgia, graduated with a Bachelor’s degree in Finance from Jacksonville State University. Laura has over 31 years of mortgage industry experience and specializes in conventional, FHA, and VA loans. She also has extensive experience working with first time homebuyers and those purchasing new construction. Laura truly cares about her clients […]

26

Cathy Thompson

Cathy has 20 years of experience in the mortgage industry. She has worked in every part of the origination process. From being a processor to a team manager, she has had experience in working through any issue that could arise on a loan. That experience has molded her into a loan officer who knows how […]

29

Dan Aiken

Daniel Aiken’s extensive 38-year journey in the mortgage industry began in his hometown of Roswell, GA, where he also spent his formative years and attended high school before heading to Florida State University. Over the years, Dan’s expertise has grown deep, particularly in VA loans, where he serves active duty veterans with unmatched dedication. Dan […]

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BankSouth Mortgage Strategically Grows Brand

BankSouth Mortgage announced it has made strategic hires to grow its team across Georgia. In Q4 of 2022, BankSouth Mortgage welcomed quality leadership and lenders to its team. BankSouth Mortgage’s CEO, Kim Nelson, stated, “Being a good employer and serving our customers is a priority. Our leadership team believes this is the perfect time to […]